How It Works
How ChainFolioAI works
A quick end-to-end summary of the platform.
- 01
Create your account
Free sign-up in 30 seconds with email or Google.
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Join the beta
With the SAME account email, request access at /beta — we activate Premium free for 60 days.
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Add your assets
Connect blockchain wallets or add traditional assets manually.
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Track in real time
Dashboard, PNL, market and portfolio distribution always up to date.
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What is ChainFolioAI
ChainFolioAI brings your entire crypto and traditional net worth into a single dashboard. You see the total value, profit/loss (PNL) for the day, the last 30 days and since inception, the allocation by currency and how it evolves over time. It's 100% read-only: we never sign transactions, never ask for your private keys or seed phrase, and can never touch your funds.
How to connect your wallets
Simple and safe: in Wallets, you just paste your wallet's public address (ETH, SOL, BTC, ADA and more networks). From there we read the blockchain directly to compute balances, DeFi positions, NFTs and the euro value — all updated automatically. You can connect several wallets and also exchanges (Kraken, Coinbase, OKX, Bybit, Crypto.com, Bitpanda) and Hyperliquid on paid plans.
Where the data comes from
We only use reliable, real-time sources: crypto prices via CoinGecko, stocks and indices via Twelve Data, on-chain balances via Blockfrost (Cardano), Moralis (EVM/Solana) and mempool.space (Bitcoin), and news via CoinDesk and CoinTelegraph. The values you see are real and verifiable, not estimates.
What the AI does
The AI is an assistant, not a fortune-teller. The daily briefing and AI Manager use language models to read the real data from your portfolio and the market and help you interpret it — summarize the day, explain moves, simulate tax or FIRE scenarios. It always works from real numbers and never makes up prices or quotes.
Your data privacy and security
Your privacy comes first. Wallet addresses are hidden by default, with a button to show/hide them whenever you want. We never share or sell your data, and because the app is read-only, even in the event of unauthorized access no one can move your funds. You can enable automatic daily snapshots in Account to build up a PNL history over time.
Available plans
Start free and grow when you need to. The Free plan gives you the essentials (up to 3 wallets, live market, tax and FIRE tools). Pro unlocks unlimited wallets, exchanges, extended history, whale alerts and an AI email briefing. Premium adds the Dedicated AI Manager, real-time Smart Money, API/MCP access and every tax country. Cancel anytime.
Tool by tool
See each tool in action
Dashboard — where you start
It is the first thing you see when you sign in. One screen gives you the shape of the day: what your wealth is worth, what you have made or lost, and what is happening in the markets you care about — without opening anything else.
- ✓Position PNL, today, the last 30 days and a 7-day average
- ✓Live Bitcoin blocks straight from the mempool, plus crypto and stock quotes
- ✓Shortcuts to every section and what each plan unlocks, with your name and plan in view
Portfolio — the full picture
It brings what you hold in crypto together with what you hold in traditional assets, so you can see where you are actually exposed. Beyond the totals, it gives you the metrics most trackers leave out: risk, adjusted return and how you compare to the usual benchmarks. You can also split everything into several portfolios (accounts) and switch between them or see the combined total.
- ✓Portfolio score (0–100) and comparison against BTC, ETH, the S&P 500 and gold
- ✓ROI, CAGR, Sharpe, maximum drawdown and annualised volatility
- ✓Scenario simulator and PDF export, to keep or to share
Wallets — connect once, never hand over your keys
You paste the public address or connect the wallet, and from there we read the blockchain for you. We never ask for your private key or seed phrase, and the app cannot sign anything — if you ever want out, removing the address is enough.
- ✓Bitcoin, Ethereum and 15 EVM networks, Solana and Cardano — 19 networks in total
- ✓MetaMask, Rabby, Phantom, Xverse, Eternl and WalletConnect wallets
- ✓Exchanges via read-only key (Kraken, Coinbase, OKX, Bybit, Crypto.com, Bitpanda 🇪🇺) and Ledger/Trezor cold wallets
Market — the context around your positions
Prices on their own say very little. Here you see where the market is heading, what the prevailing mood is and what the news is saying — crypto and traditional markets side by side, because what moves one usually moves the other.
- ✓Top 200 crypto assets with search, favourites, a 7-day trend and BTC/ETH dominance
- ✓Market sentiment: Fear & Greed index and a derivatives panel (open interest, funding, long/short, CVD)
- ✓TradingView charts and AI-summarised news, updated through the day
Smart Money — what the big money is doing
Whale wallets, funds and professional traders tend to move before the news breaks. You choose who to follow and watch the transactions as they happen, instead of reading about them days later.
- ✓Over 50 whales already identified, or add any address you want
- ✓Automatic alerts when someone on your list moves more than $100k
- ✓On-chain transaction history, with inflows and outflows per token
Taxes — the numbers ready for your return
It works out your capital gains using FIFO under the rules of the country where you pay tax, and separates what is taxable from what has already cleared the exemption period. Then you export it and file — yourself or through your accountant.
- ✓Rules for 21 countries, including Portugal, Spain, France and Germany
- ✓Separates short from long term, with the over-one-year exemption in Portugal
- ✓Excel (.xlsx) export and a PDF report, event by event
FIRE — when you can stop depending on a salary
You tell it what you spend each month, what you can save and what return you expect. The calculator applies the 4% rule and answers the question that matters: how many years until your wealth supports you on its own.
- ✓Target set at 25× your annual expenses, with inflation already taken out
- ✓Compare the Lean, Regular and Fat FIRE variants
- ✓Suggested allocation by asset class, adjustable to your risk profile
History — your record of buys and sells
Wallets show what you hold; History records what you did. Add each buy and sell (or import an exchange CSV) and realized PNL is calculated via FIFO, with a warning for sells without a recorded buy.
- ✓CSV import and export with preview
- ✓Realized PNL via FIFO, average cost and open position per asset
- ✓Single source: the same trades feed the Taxes page
AI assistant — someone who has already read your numbers
Chain answers in plain language about your portfolio, the market and the platform itself, because it has access to your real data. It explains what happened and lays out scenarios — but it never tells you what to buy or sell.
- ✓Analyses your real portfolio, not generic examples
- ✓Daily email briefing on Pro, and the Dedicated Manager “Block” on Premium
- ✓Gives no buy or sell orders — it shows scenarios, risks and trade-offs
API & MCP — your data wherever you want itPremium
On Premium you create API keys and connect the portfolio to Claude, Cursor or your code. Addresses go out pseudonymised and the AI still never gives buy or sell orders.
- ✓12 REST endpoints + 11 MCP tools
- ✓Revocable keys, hashed server-side, 60 requests/min
- ✓Docs with curl, JavaScript and Python examples
⚠️ ChainFolioAI is a tracking and analysis tool. Nothing here is financial, tax or investment advice; the AI describes and explains, never recommends buying or selling.