ChainFolioAI vs Zerion
The two tools solve overlapping problems, but they are not the same thing. Here is the difference, including what Zerion does better than us.
What Zerion is
An on-chain wallet and dashboard. It shows what you hold across networks, DeFi and NFTs included, and lets you transact from there.
Zerion's site ↗What ChainFolioAI is
A read-only crypto and traditional portfolio dashboard, with FIFO tax reporting, risk metrics, an AI assistant, and API and MCP access for agents.
What both do
- Wallet connections by public address
- Multiple networks
- DeFi and NFT positions
- Real-time portfolio dashboard
What Zerion does better
This section exists because without it the comparison is worthless.
- It is also a wallet: you can swap and move funds from it. We are read-only by choice and never move anything.
- Deeper on-chain coverage, with more protocols and more networks.
- A native mobile app. Ours is a website that works on the phone but is not an app.
- Far longer on the market in on-chain tracking.
What ChainFolioAI does differently
- FIFO tax report with Excel and PDF export, across 21 countries. Zerion does not do tax.
- Traditional assets (stocks, ETFs, gold) and exchange accounts in the same total, not only what is on-chain.
- We never ask for a private key or seed phrase: you connect by public address or a read-only key.
- Risk metrics over the history (ROI, CAGR, Sharpe, max drawdown) and a portfolio score.
- REST API and MCP server, so an AI agent can read the portfolio.
Which to choose
Choose Zerion if…
You want a wallet to use every day, with transactions and deep on-chain coverage.
Choose ChainFolioAI if…
You want on-chain, exchanges and traditional assets in one account, and the tax report to come out of it.
Price
Free €0, Pro €14.99/mo, Premium €39/mo. Cheaper yearly. Card or stablecoins.
Zerion's price changes over time and by plan. Check it on their site.
Does ChainFolioAI do the same as Zerion?
No. There is common ground, but Zerion and ChainFolioAI were built for different problems. The page above says what each does better.
What does Zerion do better than ChainFolioAI?
It is on the page, in a section of its own. In Zerion's case it mostly comes down to depth and years on the market.
Can you use both?
Yes. Some people use one tool for the year-end report and another to follow the portfolio day to day.
Does ChainFolioAI have a free plan?
It does, with no card. It includes on-chain wallets, full trade history, the FIRE calculator and tax tools for 4 countries.
Nothing here is a performance figure or a promise of returns. The tax report is an estimate built from the history you record, not a tax return.
Facts reviewed on 20 September 2026. Tools change: check each one's site before deciding.